Access Care

The benefits of membership to the Access Care scheme include emergency services, services and costs related to hospital admissions and inpatient treatment and cancer treatment as well as consultations with doctors and specialists, out of hospital pathology, diagnostic imaging and other outpatient treatment services for acute illnesses, infectious diseases, onset and diagnosis of chronic conditions, as well as traumas due to accidents. 

The benefits of membership to the Access Care scheme include emergency services, services and costs related to hospital admissions and inpatient treatment and cancer treatment as well as consultations with doctors and specialists, out of hospital pathology, diagnostic imaging and other outpatient treatment services for acute illnesses, infectious diseases, onset and diagnosis of chronic conditions, as well as traumas due to accidents. 

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Area of Coverage: Zimbabwe, Sub Saharan Africa, India (rest of world – preauthorisation)

Notes
• Deluxe premiums – $170 and $85 is a rate for members contributing biannual or annually.
• Corporate rates are applicable to members with a total of 5 employees and above.

What's included?

Benefits (U$D) Guardian Care Access Care Vantage Care
Global Limit 500,000 750,000 1,000,000
Advanced Imaging Covered Covered Covered
Ambulance Services Covered Covered Covered
Cancer Treatment Covered Covered Covered
Casualty & Emergencies Covered Covered Covered
Evacuations Covered Covered Covered
Hospitalisation Private Ward Private Ward Private Ward
Rehabilitation Covered Covered Covered
Childbirth X 4,000 4,000
Newborn Benefit X 10,000 10,000
Consultations X 5,000 5,000
Dental Treatment X 2,500 2,500
Pathology X 2,500 2,500
Prescribed Medication (Acute) X 2,500 N/A
Prescribed Medication (Acute & Chronic) X X 3,500
Radiology X 4,500 4,500
Ultrasounds X 2,500 2,500
Wellness Checks X 850 850
Aging and Senescence X X 4,000
Newborn Benefit X X 3,000
Complementary Medicine X X 1,500
Maternity X X 2,000
Optical X X 450
Orthodontics X X 3,000
Preventative Care X X 300
Therapies X X 2,000
Other Dental Services X X 2,000
Ultrasounds X 850 850

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