About

Healthguard International Limited is a healthcare funder and administrator providing
solutions to organisations operating across the African continent.

We offer innovative healthcare funding solutions that draw on decades of experience
in international private medical insurance schemes, national medical aid schemes
and integrated provider care service management.

Healthguard International Limited is registered and regulated by the Financial
Services Commission of Mauritius, with financial and compliance activities
operational from that jurisdiction.

International Benefit Use: Members can use benefits at medical facilities across sub-Saharan Africa and India. International hospital admissions and case management are carried out by MSO International assistance services.

Personal Financial Protection: Our packages are designed to provide high levels of financial protection against healthcare costs that are both significant and unforeseen.

Choice of Benefits: Members are able to select particular benefit bundles, which correlate to specific services, or types of diseases, or funding approaches. This ensures that members do not pay contributions to fund benefits that they have opted out of.

Key Facts

 Healthguard International Limited, is an international insurer registered with the Financial Services Commission of the Republic of Mauritius. Rigorous oversight by the commission serves to ensure that Healthguard International consistently achieves international best practice in the management and administration of their scheme benefits, operations and service delivery. 

Coverage

Healthguard members and policyholders can enjoy the benefits of private health care services for their healthcare needs, subject to the benefit limits and restrictions applicable to their scheme, throughout the SADC region, sub-Saharan Africa and India. 

Evacuations

Healthguard works with contracted air and ground ambulance services to ensure that registered patients can be transported quickly and safely to the nearest facility that can provide the appropriate treatment when local health services aren't adequate or available. 

Africa

Healthguard’s partnership with the Pan African service MSO facilitates members access to a network of 6,000 providers, and a 24 hour call centre capable of providing assistance and advise in English, French, Arabic and Portuguese. 

India

On the Indian sub-continent Healthguard works with several renowned health care networks that provide an unequalled range of services and highly sophisticated services and specialists to deliver the very best treatment outcomes. 

Membership Certificate

The membership certificate lists the precise details of the benefits that are applicable for the scheme chosen. 

Membership Guide

The membership guide provides a more detailed explanation of the benefits of the policy applicable to the scheme. 

Frequently Asked Questions

    General Company Information
Who is Healthguard International Limited?
Healthguard International is a licensed and regulated international health insurance company, domiciled in Mauritius, and a subsidiary of Cimas Health Group, Zimbabwe’s leading provider of medical aid funding and private health services.
Healthguard International is based in Mauritius, a recognized regional hub for international finance and transparent corporate governance.
Yes, Healthguard International is fully licensed and regulated under the Mauritius Insurance Act by the Financial Services Commission (FSC).
Healthguard International is a subsidiary of Cimas Health Group, which has over 80 years of experience in healthcare funding and private health services in Southern Africa.
    Coverage and Services
What types of health insurance plans does Healthguard offer?
Healthguard offers flexible plans covering hospitalization, outpatient care, rehabilitation, medical evacuation, dental, maternity, repatriation, and major medical events.
Yes, Healthguard specializes in international health insurance for individuals, families, and businesses operating across Africa and beyond.
Coverage for pre-existing conditions may be considered depending on the plan selected.
Yes, maternity coverage is available in certain plans.
Yes, Healthguard integrates wellness programs such as fitness coaching, nutrition advice, and mental health support.
Yes, members have access to telehealth services for convenient remote consultations.
   Special Features
What makes Healthguard different from other insurers?
Healthguard combines international expertise with local sensitivity, offering comprehensive coverage, digital health tools, and personalized service.
Yes, Healthguard provides customized health insurance solutions for multinational corporations and organizations.
Yes, Healthguard offers international student cover and travel insurance.
Yes, medical evacuation is included in certain plans.
Yes, mental health support is part of its wellness and digital health services.
   Operational Model
How does Healthguard ensure responsiveness?
Healthguard operates through local offices, outsourced operations, and a network of agents to deliver high levels of attention and responsiveness.
Healthguard operates across Africa and leverages links between Mauritius, the Indian sub-continent, and Africa
Healthguard partners with MSO International, Universal Health, and Cimas Health Group
   Additional Information
Does Healthguard offer digital health tools?
Yes, Healthguard integrates digital health tools for preventive care and holistic well-being.
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Healthguard offers comprehensive, flexible coverage, innovative health services, and personalized support, making it ideal for individuals, families, and businesses operating internationally.